Borrowing and repayment calculator

See what your estimated repayments on a dosh Home Loan would be based on your deposit amount. If you are a first home buyer looking to purchase an existing home, in most instances you will be required to have a deposit that is 20% of the home’s value.

How much do you want to borrow?

Kiwisaver

Cash savings

Other

Total deposit

Purchase and loan amount

We’ve presented the below values based on your deposit amount being 20% of the property purchase amount. You can adjust these numbers if required.

House price

based on a 20% deposit

Loan amount

Deposit %

Loan term

30 Years

1 Year 30 Years

Estimated repayments

Note: Estimated repayments are indicative only based on an interest rate of 5.29% per annum.

This calculator is for information purposes only and does not provide financial advice. We recommend seeking financial advice about your situation and goals before taking out a Dosh Home Loan. This calculator is in no way linked to Westpac New Zealand Limited who, hold no liability based on the information displayed. Interest rates are subject to change.

Special interest rates require minimum 20% equity. A Low Equity Margin may apply to interest rates. To lock in a rate you'll need to complete a Rate Lock Agreement.

This is not an offer of finance. Eligibility and lending criteria and terms and conditions apply to home loans.

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